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EARNEST MONEY ESCROW TERMS

Earnest Money or deposit funds may be mailed or wired to one of our offices.  Please contact our office directly for wire instructions.   In advance of remittal of any earnest money or deposit funds to M&M Title Co. please contact the M&M Title Co. office that...

Phishing for Fraud

Imagine this: You’re in the final few days before closing on your dream home.  You already sold your new house and living temporarily in a hotel. You need everything to go smoothly.  One morning an email arrives from a title company or lender asking to...

Strange Law: Real Estate Edition

We have all heard of a few weird international laws.  From not being able to chew gum in Singapore to a minimum required percentage of Canadian artists played on Canadian radio, there are unique and strange statutes all over.  What you may not know is...

Life-Partner Advice: Buying a House When Unmarried

With mortgage rates at record lows and an expanding definition of “family,” more and more people wonder how to safely buy a home without the traditional protections that being married provides. Ask Lots of Questions The first step on the journey is to be sure you want...

Comfy new home office

Creating a Home Office In Your New Home

Congratulations on your new home.  No doubt you’ve spent a fair amount of time thinking and dreaming about how to start fresh and have the perfect layout.  As you think about spaces for kids, hobbies, and entertainment, don’t forget an increasingly more vital space –...

Title Insurance vs. Opinion of Title

We are often asked: what’s the difference between a title exam to provide title insurance and an opinion of title completed by an attorney?  The differences mainly come down to cost, the level of risk, and remedies offered to the landowner.   Title Opinion A title opinion is...

What Does a Closing Agent Do for You?

Although you may not typically speak with your closing agent until you are well into the purchase process or possibly not until the day of closing, it is a good idea to consider the closing agent early on, introduce yourself, and be sure the agent...

FAQ’s on Closing Costs

Closing costs are the final hurdle between a buyer and their new home.  It can also represent a surprising chunk of money. So, it’s no surprise there are a lot of questions.   Question 1: How Can I save money on closing costs? Answer: Study the Loan Estimate...

Montgomery County Tax Update

The Montgomery County, Ohio Auditor and Treasurer just announced that the 2nd half taxes will not be due on July 17, 2020, and they are now due on August 14, 2020.   We expect that other counties will likely  follow suit.  To address some of your client’s...

Improved Access for Title Searches

LEGISLATION PASSED IN OHIO TO PROVIDE TITLE COMPANIES BETTER ACCESS TO PUBLIC OFFICES. Today Ohio legislature passed an amendment to HB 197 which requires that county offices that are necessary for conducting title searches and for transferring and recording real property interests, remain open to provide...